Being the victim of an accident abroad can really wreak havoc on your finances. This holds true regardless of whether you travel on vacation, for work or for sports. The costs of receiving treatment, purchasing medicine and perhaps even being transported back home for further medical attention can quickly add up.
Travel insurance
This is why you need to research and purchase the best travel insurance cover for you and your dependents. The type of insurance cover you take out will depend on the country you are traveling to and the type of holiday. Good cover will come in handy if you fall ill and require medical treatment, are involved in an accident or even if you fail to reach your destination. Put simply, good travel insurance cover can prevent your dream vacation from turning into a nightmare.
When shopping around for travel insurance, make sure you find a policy that suits your needs and gives you good value for money. A basic policy should include cover for personal liability, medical cover, emergency assistance, lost baggage and belongings as well as cancellations and curtailment. Before purchasing the cover, make sure you inform your provider if you are pregnant or suffering from a pre-existing medical condition.
What to do if you are involved in an accident
If you suffer an illness or have an accident while abroad due to someone else’s negligence or carelessness, you may be entitled to make a personal injury compensation claim. You will need a litigator to review the circumstances of your accident in more detail before a definite decision is reached.
Some of the most common accidents you can be involved in include road traffic accidents (either as a passenger or driver), sporting accidents or slips, trips and falls. The latter are rather common and are often caused by poorly maintained premises, whether public or private. Slips and falls can be quite nasty, resulting in traumatic brain injury, fractures or sprains.
If you suffer a sprain or fall while abroad, you will need an experienced litigator to help you claim compensation for your injuries. David Sinderbrand is one of the best litigators around and he has assisted numerous clients to recover full and fair compensation. He is an expert at handling all types of personal injury claims caused by negligently maintained property. Furthermore, he handles claims on a contingent fee basis and will not charge you any fees unless and until he recovers money for your injuries.
Once you are involved in an accident abroad, you need to gather as much evidence as possible to support your case. This includes photos of the accident scene as well as names and addresses of any witnesses. Ensure that you keep any records arising from hospitalization or treatment, such as receipts, prescriptions and hospital paperwork. Make sure you also report the accident to the relevant authorities (e.g. the police, your employer or your travel agent) and ensure that you write a statement of the accident.
Nobody relishes being involved in an accident. Always be careful and vigilant and make sure you have travel insurance to give you peace of mind as you travel.